How Evermore Mortgage Brokers Can Help with Shared Ownership

Navigating the world of property ownership can be challenging, especially if you’re considering shared ownership. At Evermore Mortgage Brokers, we’re here to simplify the process and empower you to make informed decisions about your property investment. Whether you’re a first-time buyer or looking to diversify your portfolio, our team of experts is ready to guide you through every aspect of shared ownership. We’ve got a handy blog you may wish to read too.

What is Shared Ownership?
Shared ownership is a fantastic scheme designed to help individuals and families take their first steps onto the property ladder. With shared ownership, you purchase a share of a property—usually between 25% to 75%—and pay rent on the remaining share. This can make property ownership more affordable, especially in high-demand areas where buying outright may be out of reach.
How Evermore Mortgage Brokers Can Assist You
At Evermore Mortgage Brokers, we understand that shared ownership can be a complex journey. Here’s how our dedicated team can support you:
  • 1. Providing In-Depth Knowledge - We believe that knowledge is power. Our experts will help you understand the ins and outs of shared ownership, including:

    • Eligibility Criteria:: We’ll outline the requirements for participating in a shared ownership scheme, helping you determine if you qualify based on your financial circumstances and local authority regulations.
    • Determining Your Share: We’ll guide you through the process of assessing how much of the property you can afford to buy and what your monthly costs will look like, ensuring you make a well-informed decision.

  • 2. Tailored Mortgage Solutions - Finding the right mortgage for a shared ownership property can be different from traditional home buying. Here’s how we can assist you in securing the best mortgage deal:

    • Specialised Lenders: We have access to a wide range of lenders who offer products specifically for shared ownership. Our team will help you navigate these options to find one that meets your individual needs.
    • Affordable Payment Plans: We’ll work with you to explore various payment plans, ensuring your mortgage fits within your budget while allowing you to secure your dream home.
  • 3. Simplifying the Application Process - The application process for shared ownership mortgages can feel overwhelming, but with Evermore Mortgage Brokers by your side, you’ll have a partner committed to making it simple:

    • Document Preparation: We’ll guide you through the necessary documentation, ensuring everything is organised and ready for your application, so you can focus on what matters most.
    • Direct Liaison with Lenders: We’ll handle communications with lenders, ensuring you stay up to date throughout the process while we advocate on your behalf.
Ongoing Support for Shared Ownership Owners
At Evermore Mortgage Brokers, we are invested in your long-term success. Our support doesn’t stop once your mortgage is secured; we believe in building lasting relationships:
  • Market Reviews - We’ll conduct regular reviews of your mortgage arrangement to ensure it continues to meet your needs, advising on potential remortgaging opportunities as market conditions change.
  • Scaling Up Your Ownership - As your financial situation improves, we’ll help you explore the option of “staircasing,” which allows you to purchase additional shares in your property, ultimately increasing your ownership stake.

Why Choose Evermore Mortgage Brokers?

  • Expert Knowledge – Our team has extensive experience helping first-time buyers in the UK property market. We know the challenges you face and are here to help you overcome them.
  • No Upfront Fees – We believe in offering our initial consultation without any upfront costs. You can seek advice and guidance without the pressure of hidden fees.
  • Client-Focused Approach: We pride ourselves on building relationships built on trust and transparency. Your success is our success, and we’re dedicated to providing the highest level of service.

Start Your Journey Today!

Are you ready to take the first step towards homeownership? At Evermore Mortgage Brokers, we’re committed to making your journey as smooth and enjoyable as possible. Let us be your trusted partner in navigating the mortgage process.

Contact us today to schedule your free consultation and discover how we can help you turn your dream of owning a home into reality. Your ideal home is within reach, and we’re excited to help you get there!

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Evermore Mortgage Brokers is a trading name of Greg Robinson who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.

The guidelines and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the uk

Copyright © Evermore Mortgage Brokers 2025

Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it. Our typical fee is £349 for Residential Mortgages and £449 for Buy-to-Let and complex Mortgages. Remember, this is paid on application so if you don’t decide to use us we will not charge you a fee. The guidance contained within this website is subject to UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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